PNB Housing Finance appoints Mukesh Agarwal as Chief Sales Officer – Retail
He has been with PNB Housing Finance for over 13 years now, progressing from Senior Manager – Underwriting to Chief Sales Officer – Retail
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Published: Dec 22, 2025 5:44 PM | 1 min read
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- PNB Housing Finance has appointed Mukesh Agarwal as Chief Sales Officer – Retail, focusing on retail sales strategy and expanding distribution in key markets.
- Agarwal, a Chartered Accountant with over 21 years of experience in financial services, has been with PNB Housing Finance for more than 13 years, progressing through various roles.
- His previous positions include National Head – Credit & Policy for affordable housing and National Credit Manager – Prime, where he managed credit operations and policy development.
- Before joining PNB Housing Finance, Agarwal worked at Standard Chartered Bank, ICICI Bank, and IndusInd Bank, gaining expertise in credit initiation and regional credit management.
PNB Housing Finance has named Mukesh Agarwal as its Chief Sales Officer – Retail.
In his new position, Agarwal will lead the retail sales strategy and work on expanding the company’s distribution presence in key markets. The appointment has been made in line with the organisation’s leadership and governance practices, as stated in the release.
Agarwal is a Chartered Accountant (ICAI 2003) with more than 21 years of experience across credit, underwriting, policy development and sales leadership in the financial services sector. He has been associated with PNB Housing Finance for over 13 years, steadily moving up from Senior Manager – Underwriting to his current position as Chief Sales Officer – Retail.
Throughout his career, he has held several senior roles such as National Head – Credit & Policy for affordable housing, National Credit Manager – Prime, Zonal Credit Manager, and Regional Credit Manager. In these positions, he was instrumental in overseeing credit operations and developing policy frameworks.
Before joining PNB Housing Finance, Agarwal worked with Standard Chartered Bank, ICICI Bank and IndusInd Bank, where he gained strong experience in credit initiation, regional credit management and audit functions.
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